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Do I Need to Visit China to Open a Corporate Bank Account?

China Entry One-Stop  ·  Reviewed by Dilys Deng · ICPA  ·  2026-10-18
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Almost always once — most branches require the legal representative in person for KYC. Time it with your scouting or signing trip; Zhonghui pre-wires the file so the visit is a single appointment, not a saga.

Remote account opening for foreign-invested entities is rare at the big-four banks; some joint-stock banks offer video KYC for straightforward cases. Expect: one in-person visit by the legal representative, bilingual documents, UBO files on the parent chain, lease and business-narrative evidence. The account type matters — the SAFE-registered capital account (FX inflows) and the basic RMB operations account are separate openings.

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Zhonghui Consulting — licensed, fixed-fee, English-speaking. cross-border compliance engagements, ICPA-reviewed.

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General information only — not legal, tax, or immigration advice. Rules change; verify with official sources (SAMR, STA, SAFE, MOFCOM, NIA) and licensed advisors before acting.

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